Helpline: 01905 721269

Quotation Request

Tenants Contents

Pre Quote Information
Consent
About you
Our assumptions
About your home
You and your cover
Claims history
MTA Info
Hidden Questions
Calculations
Hidden Specified Items

Pre Quote Information

Are you an existing customer?
Last years Premium (excluding IPT/Fee)
£
Last years IPT
£
Last years Admin Fee
£
Last years Total Premium (including IPT/Fee)
£
Last years Policy Number
Renewal Premium (existing insurer)
THESE ANSWERS NEED TO BE COMPLETED FOR ALL INSURERS EXCEPT AVIVA / HOME & LEGACY:
This years renewal premium (excluding IPT / Fee)
£
This years IPT
£
This years Admin Fee
£
This years Total Premium (including IPT / Fee)
£

Consent

About you

What is your full name?
What is your email address?


What is your contact telephone number?
What is your date of birth?
What is your postcode?
Do you have an agent code?
Please enter the agent / introducer code:

Our assumptions

The home
A sharer is a tenant living permanently with you, who holds a contractual or an assured-short-hold tenancy agreement with the landlord of your home or the landlord's representatives, but not lodgers, house or flat mates, exchange students, paying guests, domestic employees.
- is self contained
- has its own lockable entrance door
- is never left unoccupied for more than 30 consecutive days
- is not used for any non-clerical business use
- is occupied solely by you, a maximum of 3 sharers (in addition to you), members of your family (or sharers' family)
- is only used for private and residential purposes
You and anyone living with you
Neither you nor anyone living with you has ever had cover refused or cancelled or declared void or had special terms applied or been required to install security protections by any household insurer.

Neither you nor anyone living with you has ever been declared bankrupt or convicted of or charged with but not yet tried for any criminal offence? Driving offences only need to be disclosed where a prison sentence has been served.

Previous Claims
Where different individuals have suffered claims, you should add these together and provide your answer based on the total number of claims by all individuals.
The total amount of claims suffered by you and everyone else living with you does not exceed:

    - Two theft or malicious damage losses within the last 5 years in connection with your home, its contents or personal belongings including any losses away from the home.

    - Three losses in the last 5 years in connection to your home, its contents or personal belongings including any losses away from the home.

Neither you nor anyone living with you has suffered any loss where the total claim amount exceeds £10,000.
Are all the above assumptions correct?
I am sorry but as you have answered ‘no’ to the above, you cannot continue with this online quotation. To enable us to provide you with a quotation, please let us know below why you have answered ‘no’ and then submit the form by clicking 'Finish'. We will then be in touch to discuss your quote.
Please explain why you answered 'no':
When would you like your cover to start?
(It can be any time in the next 30 days)

About your home

You and your cover

What is your occupation?
Full name
Date of birth
Occupation
Add joint insured 2?
Full name
Date of birth
Occupation
Add joint insured 3?
Full name
Date of birth
Occupation
Do you require cover for Accidental Damage for your Contents?
What we mean by this is damage to your contents caused by sudden or unexpected means, including damage caused by you or your family.
Contents cover is provided at £50,000 as standard
Item CategoryItem DescriptionValue
Add row
Add a maximum of 5 items
ValueDescription (Please include the make, serial number and any identifying factors)
Add row
Legal Expenses

Claims history

Please provide details of all claims and/or losses in the last 5 years
Date of claimType of claimClaim amount (approx.)
Add row

MTA Info

Set AutoLoad £ £0.00
 
Set Minimum Premium Load £ £0.00
 
 
 
 
 
 

Hidden Questions

Proposer DOB
Ages
If the age of any policyholder at the date of inception is below 18 or 105+, risk will decline.
Proposer Age
Joint Insured Age
Joint Insured 2 Age
Joint Insured 3 Age
Risk Address
Risk Postcode (No Spaces)
Area Score
Geo Factor
Flood Refer
Number of Adult Occupiers
Number of Child Occupiers
Total number of residents
Insurance Years Last Incremented
Occupations
Proposer Occupation Category
Joint Insured Occupation Category
Joint Insured 2 Occupation Category
Joint Insured3 Occupation Category
Claims
Total number of theft claims
if 2 or more, risk will decline.
Total number of malicious damage claims
If 2 or more, risk will decline.
Total number of claims in last 60 months
Claims Count (last 12 months)
Claims Count (12-24 months)
Claims Count (24-36 months)
Claims Count (36 - 48 months)
Claims Count (48-60 months)
Claims Free Years
HM Address (used in docs):
Agent / Introducer Name
This is set automatically based on whether or not an agent code has been provided on the quote.
Mid-term Adjustments
MTA Policy Term
This question is used to calculate the number of days remaining on an adjustment so that some of the fields on the matrix are correctly pro-rata'd.
Annual Policy Term
Determines the number of days between the policy inception (new business) until renewal. Prevents any discrepancies on MTAs processed in a leap year.

Calculations

Contents cover
Base Premium
£
AreaScore
£
GeoFactor
£
Property Type Modifier
£
Number of adults / Number of children
£
Insured / Joint Insured Employment Modifier
Insured / Joint Insured 2 Employment Modifier
Insured / Joint Insured 3 Employment Modifier
Proposer/Highest rated joint insured employment status
£
Proposer age
£
Furnished
£
AD Contents
£
Sub Total before Vol XS
£
Voluntary Excess
£
Voluntary Excess Discount
£
Voluntary Excess Max Discount
£
Sub Total before Minimum Premium
£
Minimum Premium Applicable
£
Additional Covers
Total Specified Items sum insured
£
Unspecified Personal Belongings
£
Pedal Cycles
£
Legal Expenses
£
Total Premium
Contents Net Premium
£
Specified Belongings Net Premium
£
Unspecified Belongings Net Premium
£
Pedal Cycles Net Premium
£
Total Premium (Excl Legal)
£
Claims free years rating factor
£
Number Of Claims in last 60 months rating factor
£
Adjusted Total Premium (Excl Legal)
£
Total Premium (Incl Legal)
£
Commission
£
Commission Discount (HM Staff)
£
Total HM Earnings (Commission + Fee)
£
Standard Policy Fee
Fee normally applicable to new business and renewals where there is no agent/introducer. This field isn't used for anything other than calculating the amount of discount being applied to display this on the quotation summary page.
£
Monthly Instalments
Deposit Amount
£
Balance to be financed
£
Credit Charge (interest amount)
£
Total amount of monthly payments incl credit charge
£
Monthly Instalments Amount
£
Total Payable including Credit Charge & Deposit
£
Number of Instalments
Agent / Introducer
Agent / Introducer Commission % (New Business)
Agent / Introducer Commission % (Renewal)
Agent / Introducer Policy Fee applicable
£
Introducer?

Hidden Specified Items

Total Jewellery SI
£
Total Mobile Phones SI
£
Total Hearing Aids SI
£
Total Sporting Equipment SI
£
Total Musical Equipment (Professional) SI
£
Total Musical Equipment (Non Professional) SI
£
Total Photographic Equipment SI
£
Total Drones SI
£
Total Guns SI
£
Total Laptops and Portable Computers SI
£
Total Other Specified All Risks SI
£